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Deming Delivers!

As COVID-19 pandemic continues, we urge you all to remain calm and support local business by ordering online, doing curbside pick-up, etc. Many businesses are doing their best to still serve you! For information on LOCAL businesses and their accommodations at this time follow the link below.  

resources for business

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We can help you locally!

Cassie Arias, MBA, BSW

City of Deming/Deming Luna County Economic Development 

Economic Development Coordinator/Director 

575-546-8848 ext. 118

carias@cityofdeming.org 

320 S. Silver Avenue 


Premal Patal 

County of Luna 

Luna County Community Projects Director/Small Business Owner

575-643-6641

premal_patel@lunacountynm.us

700 S. Silver Avenue


John Richmond

Deming Luna County Chamber of Commerce

Executive Director

575- 567-3928 

executivedirector@demingchamber.com

800 E Pine Street 


Christie Ann Harvey

Deming Mainstreet

Executive Director 

575-546-2674

executivedirector@demingmainstreet.org


Mario LaFragola

Small Business Development Center

Regional Director 

575-546-6556 ext. 4105

Mario.LaFragola@wnmu.edu 

2300 E Pine Street, Room 112

additional links for covid-19

Information around this outbreak is changing rapidly.

Following are links to a variety of resources provided by the U.S. Chamber of Commerce and the Centers for Disease Control and Prevention (CDC) to help educate employers and employees on how to prepare for and address the impacts of the Coronavirus.

-Guidance For Employers - How to plan and respond to the Coronavirus

-Workplace Tips - Tips and resources for employers to combat the virus

-Corporate Aid Tracker - How businesses are helping nationwide

-Resilience in a Box - A toolbox to help businesses put a plan in place (created by the US Chamber Foundation in partnership with the UPS Foundation)

-More Resources - Including consolidated, business-specific guidance from the Centers for Disease Control and Prevention (CDC).

-Interim Recommendations for Facilities with Suspected/Confirmed Coronavirus Disease 2019 (CDC – 3/12/20)

-Key EPA Resources on the Coronavirus Disease

-U.S. Chamber/CDC Webinar

-An Employer Q&A, Barnes & Thornberg, LLP

-Guidance for Business from the Small Business Administration

-SBA Offers Disaster Assistance to New Mexico Small Businesses Economically Impacted by Coronavirus (COVID-19)

-Duffy Moon interviews Lt. Governor Howie Morales on the effects, action and updates of the novel coronavirus in New Mexico

assistance

Workforce Unemployment

Workforce Unemployment

Workforce Unemployment

  Am I eligible for unemployment benefits?You may be eligible if the situations described below apply to you:

  • Employers may lay off some or all of their workforce as a result of the impact of COVID-19; for example, a restaurant that sees a significant reduction in business due to lack of customers dining out during this time, or an event facility that cancels all events until a later date, or bus drivers who are out of work due to temporary school closures.
  • Workers who are self-quarantined or directed to be quarantined, or who have immediate family who is quarantined.
  • Workers who have their hours reduced as a result of COVID-19.

How to Apply:

  • Employees can apply for unemployment at state.nm.us
  • There is a week long waiting period from time of application to when benefits are received
  • Maximum payment of $460 per week

Employer Layoff Avoidance: 

  • Employers, such as restaurants, should try to reduce hours for employees rather than laying off. Employee’s reduced wages can then be supplemented by unemployment benefits.
  • The state is waiving work search requirements for unemployment benefits

Click Here for NM Dept. of Workforce Solutions Fact Sheet  

Federal assistance

Workforce Unemployment

Workforce Unemployment

  View the Recovery Guide 

Disaster Assistance LoansIn order to help small businesses overcome the temporary loss of revenue they are experiencing, the U.S. Small Business Administration (SBA) can provide Economic Injury Disaster Loans for up to $2 million to a qualifying business that cannot access credit elsewhere. These are low interest loans that may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact. Interest rates are 3.75% for profit, 2.75% non-profit.

 

SBA Slide Presentation on How to Apply for Disaster Loans

Contact information:

Read the SBA Economic Injury Disaster Loans Fact Sheet: 

SBA International Trade Assistance: contact Edward Herrara at (505) 670-5957 or Edward.Herrera@state.nm.us.

SBA, 504 Loan Payment Deferment

  • SBA allows CDCs to grant 504 loan payment deferment for up to 6 months.
  • Contact your CDC for more information

state assistance

Workforce Unemployment

ADDITIONAL resources

 COVID-19 Business Loan Guarantee Program

The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following:

  • Working capital
  • Inventory
  • Payroll

Process:

  1. Borrower approaches lender
  2. Lender applies to the program here: https://www.tfaforms.com/4810426
  3. Lender and NMEDD sign agreement
  4. Lender makes the loan
  5. NMEDD guarantees the loan in case of default

 List of partner lenders participating in the program 

 Contact Johanna Nelson, Johanna.Nelson@state.nm.us or (505) 469-6204. 

LEDA Zero-Percent Interest Loans

  • Limited to expenditures for land, building and infrastructure no interest loans
  • Can be used for lease abatement or mortgage assistance
  • Company must be a qualified entity (manufacturer, non-retail service business with more than 50% of revenue generated out of state, or a retail business in a community of less than 15,000 in population)
  • All loans will be required to provide security equal to the amount of the loan

For assistance with LEDA loans, contact Cassie at carias@cityofdeming.org  

ADDITIONAL resources

ADDITIONAL resources

ADDITIONAL resources

Other Information

ADDITIONAL resources

Useful health links

  

  1. Emergency Loan Guide:
  2. Economic Injury Disaster Loan Guide: 
  3. Employee Retention Tax Credit Guide
  4.  NMEDD Webinar: The NMEDD has provided some resources through a webinar it held in conjunction with the Department of Workforce Solutions and the Department of Health. This webinar is approximately 1 hour in length. 
  5. PNM will not be disconnecting services until COVID-19 is resolved. 
  6. NM Regulation & Licensing Department  For exception requests to any licensure requirements due to COVID-19 concerns, you will be directed to send their concerns in writing to the appropriate board or commission email address, to ensure that all matters are properly tracked and submitted to the appropriate board or commission. 

 

Useful health links

ADDITIONAL resources

Useful health links

The New Mexico Department of Health has launched a COVID-19 Hotline. Public health and other experts will answer health-related questions about COVID-19. The team can also direct residents and health care providers to the right resources in their local communities and in other state government departments.
The hotline is 1-855-600-3453.

Click Here for Frequently Asked QuestionsVisit the following links for the most current information from the CDC:

more Funding sources

Additional Information

  

  • The New Mexico Small Business Investment Corp.has committed up to $25 million to its lending partners to help New Mexico businesses impacted by COVID-19. Interested businesses should contact NMSBIC's lending partners.
  • The New Mexico Coalition of Community Foundations has created the All Together NM Fund to help New Mexico respond to and recover from COVID-19. Pledges of more than $1.1 million from Ian and Sonnet McKinnon, Intel, Pattern Energy, Blattner Energy and Tri State Generation and Transmission Association will seed the fund, which will be administered by the Santa Fe Community Foundation. It will support causes including procurement of food, medical and cleaning supplies for at-risk communities, support for child-care workers supporting front-line employees, and grants to address income insecurity among smaller businesses and employees affected by COVID-19.
  • BBVAUSA is providing COVID-19 assistance including offering fixed-rate small business loans of up to $50,000 with first payment not due until 90 days after opening and allowing consumers and small businesses to request refunds of overdraft fees, deferred and extension payments on existing consumer and small business loans and credit cards.
  • The New Mexico State Investment Council has approved the creation of a $100 million recovery fund to provide discounted, short-term loans to businesses during COVID-19, the Albuquerque Journal reported.
  • New Mexico Association of Grant Makers has compiled tips and resources for nonprofits on its website. nmag.org/news-item/philanthropys-response-for-covid-19/
  • Washington Federal is offering small business lines of credit of up to $200,000, interest free, for 90 days. Go to wafdbank.com/business-banking/coronavirus-business-line-of-credit
  • Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries. To find more about eligibility, visit facebook.com/business/boost/grant

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Applying for unemployment

Check out this great video

health hotline 1-855-600-3453

stay healthy

PLANNING AHEAD

PLANNING AHEAD

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A little planning can ensure smooth business operations and protect public health at the same time. All individuals should continue to take the following basic personal-hygiene measures to prevent the spread of the virus:

  • Wash your hands often with soap and water or use hand sanitizer; 
  • Avoid touching your eyes, nose, or mouth with unwashed hands; 
  • Cover your mouth and nose with a tissue when coughing or sneezing; 
  • Avoid handshakes;
  • Avoid contact with sick people who are sick; 
  • and STAY HOME

Recognize the Symptoms of COVID-19

  • Fever
  • Cough
  • Difficulty Breathing 

PLANNING AHEAD

PLANNING AHEAD

PLANNING AHEAD

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  • Review human resource policies. Consider flexible work options. This can mean telecommuting, different worksites or flexible schedules. Remind employees if they're sick, they should stay home.
  • Create an employee communications plan. Share accurate information with employees as situations develop. Basic information, like what the virus is, how it spreads, and how to take care of one's self, can go a long way to prevent rumors and misinformation. Think ahead about how you will communicate in case one of your employees becomes sick.
  • Plan ahead for how you will handle absenteeism. New Mexico schools have been cancelled, which will force many employees to stay home to care for children.
  • Coordinate with state and local public health officials as needed.
  • Make a business continuity plan. Be prepared to execute a new strategy, if necessary. Think of alternative suppliers, critical customers or how to continue operations.
  • Review travel policies and plans. The latest guidance from the CDC can be found on the CDC website.